MERSC Member Since 2023

731 Bielenberg Drive
Suites 204-205
Woodbury, MN 55125

AJ Kozlak – EMAIL
NMLS #418866
AJ’s Website

Anders Johnson – EMAIL
NMLS #400431
Anders Website

CMG Home Loans

CMG Home Loans is proud to offer a 1% LENDER CREDIT, up to $7,262, plus a $2,000 closing guarantee paid to the buyer for all MERSC members! Please mention MERSC affiliation at time of initial consultation.

With over 40 combined years in the mortgage industry, AJ and Anders are delighted to help with all of your home financing needs! We specialize in the following :

  • Home purchases and refinances
  • Conventional, Jumbo, FHA, VA, USDA, HELOC, Downpayment assistance and construction financing
  • Our patented All-In-One program, which pays principal before interest!
  • Our crowdfunding downpayment accumulation program, HomeFundIt!
  • Free Rapid credit rescores to help provide approvals and better pricing
  • CMG Home Loans is licensed in all 50 states

Whether you are a first time homebuyer or looking to buy your latest investment property, AJ & Anders’ goal is to provide you and your family with an Extraordinary Experience. We will personalize that experience tailor our products to fit your needs, now and in the future! You’re not a number here at CMG! You are a valued client and family – one that we want help serve for life!

Please see Anders’ website, with client reviews, here: Anders Website

Please see AJ’s website, with client reviews, here: AJ’s Website

MERSC affiliation must be mentioned at time of loan application.  The $2000 closing guarantee is for purchase transactions only (other restrictions apply).  The 1% discount excludes MHFA/Bond loans.
CMG Home Loans is a registered tradename of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender. Licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025; AK #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Hawaii Mortgage Loan Originator Company License No. HI-1820. Mortgage Servicer License No. MS068. Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by New Hampshire Banking Department; Licensed by NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending, and the Virginia State Corporation Commission #MC-5521. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. CMG Mortgage is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. This offer is not a commitment to lend.